If you run your own courier service business then you will have a number of business expenses. One of those is insuring your vehicle. If you use a van to deliver parcels then you may also own a car for family purposes. You may be interested to read that the average cost of insuring a car has fallen once again. You may find that the average cost of courier insurance has also fallen.

On a regular basis, Confused.com that is a well known price comparison website publish its car insurance price index. The most recent one reveals that the average cost of arranging fully comprehensive car insurance amounted to £757 per annum as at the end of May 2025 compared to £777 per annum as at the end of February 2025. As at the end of 2024 premiums averaged £834 per annum and as at the end of September 2024 averaged £861 per annum. As at the end of December 2023 premiums averaged £995 per annum.

You may or may not be aware that there are a number of things that dictate how much an insurance company charges to insure a motor vehicle. For instance, what is the make and model of the vehicle you are driving, how many miles you drive each year, how old you are and where you live.

For example, as a general rule, the younger driver pays more to insure a car than a mature driver. The above index refers to an 18 year old paying an average of £2,329 per annum compared to a 46 year old paying an average of £688 per annum. We are sure that you will agree that is a very big difference.

If you happen to live in Inner London then, on average, you will pay more to insure a car than if you live anywhere else in the UK. Could this be because you are more likely to be involved in say a road traffic accident and/or have your motor vehicle stolen? In the above region, car insurance premiums average £1,185 per annum yet in the South West premiums average £515 per annum – a huge difference.

So, at the appropriate time, why not contact us to get a quote for your courier cover without any obligation.