If you are running your own courier service business you will be using a vehicle to deliver parcels to customers. A lot of couriers use a van for this purpose. You will have insurance cover in place – it is a legal requirement to do so.

Your business will have a number of expenses many of which will have gone up in recent years just like your personal household expenses have possibly risen. So, wouldn’t it be great if you were able to save some money for your business.

In that respect, it is interesting to note that, according to the Confused.com Car Insurance Price Index, the average cost of insuring a car has fallen yet again. Whilst the index relates to car insurance it may possibly be that the average cost of courier insurance has also come down. In any event, there will be a lot of courier business owners who also own a family hatchback car.

Car insurance premiums in the UK have, on average, fallen to their lowest level in just about 2 years with the average premium being £777 per annum in the first 2 months of this year. That is a drop of £164 per annum when compared with March 2024 – a 17% fall that is no small reduction.

One of the factors that impact how much you pay to insure your car is where you live. London is more expensive for a lot of things and car insurance is no exception. If you live in Inner London car insurance premiums averaged £1,208 per annum in the first 2 months of 2025 with this being £293 per annum lower than a year ago. In Outer London premiums averaged £996 per annum. Compare that with say the North of England with premiums averaging £664 per annum.

Young drivers are more likely to be involved in a road traffic accident so tend, on average, to pay more to insure their cars than an experienced driver. For instance, an 18 year old pays an average of £2,434 per annum.

If your exiting courier insurance is shortly coming up for renewal why not shop around and see if you can get a better deal. In that respect, why not get in contact with us with a view to obtaining a quote without any obligation. We look forward to hearing from you.