Courier drivers can often be seen delivering parcels in a van but sometimes can be seen in a car. Whatever type of vehicle you make deliveries in you will need to have suitable courier insurance in place – it is a legal requirement.

For a number of years, here in the UK as well as many countries around the world the cost of living has been increasing. So, anything that can be done to save money has got to be welcomed.

Therefore, you will no doubt be pleased to hear that, according to the Confused.com Car Insurance Price Index, the average cost of insuring a car has been dropping for over 2 years. Whilst the above index refers to car insurance, it is quite possible that the average cost of courier insurance has also fallen.

The average cost of car insurance for the 3 months to the 31st August 2025 was £735 per annum. That is a drop of @22 per annum in the space of 3 months and a fall of £136 per annum in a year. That later fall equates to a reduction of 16% which is quite a large amount.

Premiums charged by motor insurers are affected by a number of factors such as your age, where you live, how many miles you drive in your vehicle each year, what you use your car for and your claims history.

For instance, if you are 17 years of age premiums averaged £2,008 per annum with this being £780 per annum lower than a year ago. An 18 year old pays an average of £2,342 per annum with this being £569 less than 12 months ago. A 60 year old pays an average of £494 per annum. As you can see, there is a huge difference between the young and more mature driver.

If you happen to live in the South West of the UK premiums are at the lowest average of £499 per annum and this is £82 per annum less than 12 months ago. The other extreme is Inner London where car insurance premiums are at the highest averaging £1,149 per annum with this being £228 per annum more than a year ago. Those motorists living in East Midlands pay an average of £718 per annum to insure their cars with this being £140 per annum lower than 12 months ago.

So, if you are interesting in obtaining a quote for courier insurance, why not get in touch with us as we provide access to an extensive panel of insurers. Who knows, you may find that we can help you obtain a competitive quote. We look forward to you contacting us.